ChatGPT prompts for personal lines: home, auto, umbrella
Personal-lines clients ask the same handful of questions every year. These prompts produce the plain-English explanations once, in your voice, so you are editing a good draft instead of typing the same paragraph again.
10 prompts. Square brackets are blanks you fill in. “Fix this for my situation” opens the free grader with the prompt loaded so you can add your specifics and see the score.
- 196
Explain to a homeowner what their policy likely does NOT cover that they assume it does. Under 150 words.
- 197
Write an email explaining why flood is separate from a standard homeowners policy, and how someone gets flood coverage. Under 130 words.
- 198
Draft a personal-auto coverage review message prompting a client to update us on drivers and vehicles. Under 100 words.
- 199
Explain umbrella coverage to a client and who actually tends to benefit from it. Under 150 words, framed as a way to think about it.
- 200
Write a plain-English explanation of liability limits on an auto policy and why the state minimum may leave a gap. Under 130 words.
- 201
Draft an outreach to renters who have no renters insurance, explaining in friendly terms what it protects and roughly why it's affordable. No specific price. Under 110 words.
- 202
Explain the difference between named-peril and open-peril coverage to a curious homeowner. Under 120 words.
- 203
Write a seasonal reminder to homeowners about documenting their belongings with a home inventory, and offer to help. Under 100 words.
- 204
Draft a message to a client who just bought a home with a pool or trampoline, gently raising the liability question. Under 110 words.
- 205
Explain how a higher deductible on a homeowners policy affects premium and when it might make sense, neutrally. Under 120 words.
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